It’s always a good idea to have travel insurance when you travel outside of Britain no matter where you are going. It covers sometimes expensive costs if anything happens to you, or if you have a problem while away. It may not be something most of us want to think about, but it is something we certainly should make sure we have in place – Just in case!
Personal health insurance that covers you for things here in the UK doesn’t often cover you when you’re abroad even for emergency treatment, and unfortunately many people have been caught out this way. If you think yours might cover you then do make certain of it.
Of course there’s more to travel insurance than just covering you for health incidents too. It can also cover things like personal liability if you’re sued for injuring someone else or damaging property, lost or stolen possessions, cancellation of your holiday, or having to cut your trip short. In short, it’s important to have even if you already have good health insurance that does cover you abroad.
There are a few things to make certain of when you take out your insurance however. If you’re planning on partaking in activities such as jet skiing, or climbing these aren’t always covered as standard so you’ll need to make sure that you’re covered for them. The same applies if you have any underlying health conditions – make sure you declare them to the insurer or when you need it, you could find your claim invalidated if you haven’t done so.
Single holiday insurance is what most of us go for – it covers just one trip abroad to a single location. However, if you travel more than once a year, it’s worth also looking at annual insurance to see if this could offer you the same security when you travel, but at a lower cost. Generally speaking if you travel three or more times then annual travel insurance usually works out cheaper, but if you’ve got two holidays planned, it can be worth looking to see which option will be cheapest for you.
Lots of companies offer insurance for people travelling to Majorca, and if you get quotes from lots of different companies then you can see what each policy offers and how much it will cost you. Some companies you could look at include:
- American Express
These are just three of the many available, and sites like kelkoo can help you to find a wide variety of different insurers.